It is said that about one in four of today’s 20-year-olds have a chance of becoming disabled sometime before they retire. It’s no wonder that more employers are looking into disability benefits, providing protection for those long-term employees, especially since you never know when these situations may arise. Having disability benefits can help minimalize the financial stress from an employee’s inability to make a living and while some people may have some savings; very few can actually afford to stop working altogether for an extended length of time.
We work with you to help you determine whether short or long term disability insurance would be most beneficial. Did you know that most people who have short term or long term disability coverage receive it through their employer benefit plan?
I'm unable to work and have no disability benefits. What do I do?
If you or any of your employees have found themselves in a situation where you are unable to work, be sure to check the eligibility requirements for Canada’s Employment Insurance program temporary financial assistance. If you are employed with insurable employment, meet the eligibility requirements and have accumulated the required work hours during the qualifying period, you may be eligible for EI benefits. For more information on how to apply, or to find out whether you’re eligible for coverage, please visit the Government of Canada Employment Insurance Benefits page.