Our plans provide from 50% to 100% coverage of eligible expenses. There are no overall maximums, but some specific items or services have annual or lifetime maximums.
Employees use health benefits most frequently to cover prescription costs. We offer traditional paper claim plans as well as Pay-Direct drug card plans, which provide benefits instantly at the pharmacy. Our health plans also cover major medical expenses like paramedical services (chiropractors, massage therapist, physiotherapists, etc.), nursing care, semi-private hospital, ambulance and medical appliances. These extended health care expenses can be covered with or without prescription drug benefits. Eye exams are included with the health care benefit and you have the option to include coverage for prescription eyewear and contact lenses.
All health options include emergency medical assistance which has a 24-hour global help line. The plan design you choose applies to all employees but individuals may opt out of health insurance if they have a similar plan through another source.