Your earning potential is an extremely valuable asset, one which needs protecting. Disability insurance is designed to protect you from the possible loss of income. What is the possibility of losing your ability to earn an income? It is far greater than you can imagine. Disability Insurance is the only way to ensure guaranteed coverage and guaranteed premiums. Perhaps you have an employer who does not provide benefits, or you are a self-employed individual who wishes to protect themselves financially. Premiums and available benefits for individual coverage vary considerably between companies and occupations. In general, premiums are higher for policies that provide more monthly benefits, offer benefits for longer periods of time, and start payments of benefits more quickly following a disability claim.
Some of the Insurance Carriers we represent:
Canada Life | RBC Insurance | BMO Insurance | Great West Life | Sun Life Financial | Transamerica Life